Estimate your annual exposure to business email compromise using FBI IC3 and IBM industry data.
All calculations happen in your browser. We don’t store inputs.
Your company size band and your industry.
Industry-average loss per BEC incident times an annualized incident probability for that size band.
A directional dollar figure to anchor a conversation about email-security spend.
Pick the closest match for industry; "Other or general" rolls up multi-sector or unusual cases.
Frequency draws from the FBI IC3 2024 Internet Crime Report. Loss-per-incident draws from IBM Cost of a Data Breach 2024.
A figure you can cite with attribution. Both source reports are public.
Larger companies face more incidents, so the probability bumps up by size.
Real estate and financial services carry the heaviest per-incident loss; nonprofits and retail land lower.
A range you can take to a CFO, board, or insurance broker.
This is an awareness-grade estimate, not an actuarial calculation. The model uses public-source averages (FBI IC3 2024 frequency, IBM Cost of a Data Breach 2024 loss tables) crossed with broad size buckets. It does not weigh your specific controls (existing email gateway, MFA posture, dual-control wire procedure), and it does not account for vertical-within-vertical variance (a small escrow firm and a small CPA shop are both in their respective industry buckets, but their exposure profiles diverge). Treat the dollar figure as a directional input for a budget or coverage conversation, not as a number to take to underwriting.
The other half of the budget conversation: what your inbox already costs you in time.
Where a cover charge plus a guest list adds structural friction to spear-phishing.
A plain-English explainer with the FBI numbers and the wire-fraud playbook.
A practical handbook for small businesses with no security team.
A short case study of a real BEC loss, the gap that caused it, and what closed it.
Rythm is the inbox protection that powers this estimate. $1.65 per month. Cancel anytime.
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